Website information

Terms of Use

These terms explain how the site works and when coverage begins.

Licensed insurance company | CA License #6014235

Effective date / Fecha de vigencia: September 2, 2026

1.Using This Website

This site provides general information and a way to request contact. Use it lawfully. Do not try to disrupt it, access another person’s data, or submit false information.

2.Not a Policy or Final Quote

Website content does not create coverage, change a policy, or guarantee a price. Coverage starts when the insurance company accepts the application, required steps are complete, and payment is confirmed.

3.Accurate Information

Please provide complete and correct information. Options, eligibility, and payments may change after details are verified.

4.Availability

IOTW serves California, Nevada, Arizona, Tennessee, Ohio, Utah, Colorado, and Texas. Not every product is available in every state. Our team will confirm availability.

5.Communications

If you check the consent box, we may call or text about your request. Consent is not a condition of purchase. Read the SMS Policy and Privacy Policy.

6.Third-Party Information

Insurance companies and other services have their own terms, decisions, and prices. A mention does not guarantee acceptance.

7.Site Availability

We try to keep the site accurate and available. Errors, interruptions, or outdated information may occur. Call us to confirm important details.

8.Contact and License