Terms and Conditions

Welcome to IOTW Services! We provide personalized, same-day auto insurance services. By using our website and services, you agree to the following terms and conditions. Please read them carefully.

IOTW Services offers auto insurance policies that are compliant with state regulations. Our services include personalized insurance plans, same-day issuance, and customer support via phone calls and text messages.

By using our services, you consent to receive communication and marketing messages from us via text message and phone calls. You may opt-out of marketing messages by following the instructions provided in the messages.

All insurance policies issued by IOTW Services comply with state regulations. Policies are issued over phone calls, and customers will receive documentation via email or text message.

We value your privacy and are committed to protecting your personal information. Please review our Privacy Policy [link to Privacy Policy] for details on how we collect, use, and protect your information.

Payment for insurance policies can be made through our secure payment portal. All payments are final and non-refundable, except as required by state regulations.

IOTW Services is not liable for any damages arising from the use of our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on our website, and your continued use of our services constitutes acceptance of the updated terms.

If you have any questions or concerns about these Terms and Conditions, please contact us at cs@iotwservice.com or (619) 350-0223.